Restricted categories
Revised on September 1, 2026
1. About this list
Below are the merchant categories that cannot be paid with a Tuckpay card. The list is based on payment-system rules and issuing-bank requirements.
The list is not exhaustive: if you are unsure about a specific payment, ask support before paying.
2. Quasi-cash transactions
Transactions where a payment effectively turns into cash or a cash equivalent.
What this covers
- Buying crypto, topping up other cards and wallets, traveller's cheques, transfers to an account.
3. Investment platforms
Services that accept a payment as a deposit to an investment or trading account.
What this covers
- Brokers, forex, binary options, derivative trading platforms.
4. Gambling and betting
Games and betting for money, including account top-ups.
What this covers
- Casinos, bookmakers, lotteries, poker rooms, wagering balances.
5. Adult content and escort
Payments for adult content and services.
What this covers
- Adult sites, webcam services, escort agencies, dating services with paid meetings.
6. High-risk merchants
Merchants classified by payment systems as high risk for fraud or chargebacks.
What this covers
- Dubious subscriptions, get-rich-quick schemes, services with opaque refund terms.
7. Jewelry and precious metals
Purchases of valuables that are easy to resell for cash.
What this covers
- Jewellery stores, bullion, investment coins, precious stones.
8. Government procurement
Payments to government bodies and within public procurement.
What this covers
- Taxes, duties, court fees, bail, tender deposits.